Compare loans, cards and tax, without the sales pitch
Free calculators and plain-English guides for Indian borrowers and taxpayers. No lead forms, no calls.
Quick toolsWhat do you need today?
All 12 tools- free calculators
- 12
- lenders’ rates tracked
- 7
- lead forms or sales calls
- 0
Decide with numbers, not sales calls
- Every rate comes from the bank’s own page, with the date we checked it
- Calculators show the formula and the rule they apply
- Guides are updated when RBI or tax rules change
- We never ask for, or sell, your phone number
Lenders we track
Starting rates taken from each lender’s own website, never an aggregator.
Questions readers ask
What is minimum amount due?
Usually 5% of the total bill. Paying only this amount avoids a late fee but does not stop interest accruing on the balance.
More in: What is a credit card?Can I add a co-applicant to boost eligibility?
Yes. Spouses, parents, or siblings can be co-applicants. Their income adds to yours in FOIR calculation and can significantly increase the sanctioned amount.
More in: Home loan eligibility criteriaIs LAP tax-deductible?
Interest on LAP is deductible only if the loan proceeds are used for business (deductible as business expense) or for buying / constructing another property. Personal-use LAP interest is not deductible.
More in: Loan Against Property EMI CalculatorIs a 0.25% lower rate worth switching for?
Only on a large loan with many years left. In our ₹40 lakh, 15-year example it takes several years to recover a ₹25,000 switching cost. Below that, a rate reset with your current bank is usually the better move.
More in: Loan balance transfer calculatorSpotted an error? Have a question?
Email the editors with the page link. We check every correction against the official source.
editor@financepaisa.comOther ways to contact us