Compare loans, cards and tax, without the sales pitch
Free calculators and plain-English guides for Indian borrowers and taxpayers. No lead forms, no calls.
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All 12 tools- free calculators
- 12
- lenders’ rates tracked
- 7
- lead forms or sales calls
- 0
Decide with numbers, not sales calls
- Every rate comes from the bank’s own page, with the date we checked it
- Calculators show the formula and the rule they apply
- Guides are updated when RBI or tax rules change
- We never ask for, or sell, your phone number
Lenders we track
Starting rates taken from each lender’s own website, never an aggregator.
Questions readers ask
Can I add a co-applicant to boost eligibility?
Yes. A spouse, parent or sibling can be a co-applicant, and their income is added for the FOIR test. Lenders usually want co-applicants to also be co-owners of the property, and the loan appears on both credit reports.
More in: Home loan eligibility criteriaIs LAP tax-deductible?
Interest on LAP is deductible only if the loan proceeds are used for business (deductible as business expense) or for buying / constructing another property. Personal-use LAP interest is not deductible.
More in: Loan Against Property EMI CalculatorIs a 0.25% lower rate worth switching for?
Only on a large loan with many years left. In our ₹40 lakh, 15-year example it takes several years to recover a ₹25,000 switching cost. Below that, a rate reset with your current bank is usually the better move.
More in: Loan balance transfer calculatorSpotted an error? Have a question?
Email the editors with the page link. We check every correction against the official source.
editor@financepaisa.comOther ways to contact us