Credit Cards in India
A credit card is one of the most useful financial tools available if you use it disciplined. This hub covers the different card categories, how to pick the right one, and detailed pages on the biggest issuers in India.
Last updated: 15 June 2025
Guides & explainers
Basics
What is a credit card?
How the billing cycle and interest-free window work.
Basics
Types of credit cards
Rewards, cashback, travel, fuel, and premium cards.
Eligibility
Credit card eligibility
Income and score thresholds by segment.
Apply
How to apply for a credit card
Digital application journey step-by-step.
Top providers
Comparisons
How to choose a credit card
- Match reward category to your biggest spending category
- Compare annual fee against rewards you'll realistically earn
- Check joining bonus and first-year fee waiver conditions
- Look at the interest-free window (typically 45-50 days)
- Review foreign-currency mark-up if you travel abroad