Do these calculators account for processing fee?

The EMI itself does not, since it is a formula on principal, rate, and tenure. Add the processing fee separately when comparing offers.

Can I export the amortisation schedule?

Not in this MVP. The chart shows how principal and interest split for your inputs; a downloadable schedule is on the roadmap.

Which is the best EMI calculator?

Any calculator using the standard EMI formula will produce the same result. Ours is designed to be clear, fast, and mobile-friendly.

Financial Calculators

Every borrowing decision starts with numbers. Our calculators help you estimate monthly EMI, total interest, and total repayment on any loan structure - before you sign a single form.

Last updated: 15 June 2025

Guides & explainers

Basics

What is EMI and how is it calculated?

The formula behind every EMI.

Related calculators

General EMI Calculator

Works for any loan type and rate.

Home Loan EMI Calculator

Optimised for large amounts and long tenures.

Personal Loan EMI Calculator

For 1-5 year unsecured loans.

Why calculate before you borrow

The advertised interest rate is only part of the story. Tenure, processing fee, and part-payment behaviour all change the total money you pay out. Running the numbers upfront prevents nasty surprises 24 months into a loan.

Frequently Asked Questions

General EMI calculator Home loan EMI calculator Personal loan EMI calculator What is EMI?Personal loan hub