EMI Calculator
Use the calculator below to estimate monthly EMI for any loan. Adjust loan amount, interest rate, and tenure to see how each variable moves your monthly obligation and total interest cost.
Last updated: 15 June 2025
₹
₹10,000₹2,00,00,000
%
5%30%
years
1 yr30 yrs
Monthly EMI
₹21,247
Total Interest
₹2,74,823
Total Payment
₹12,74,823
Principal
Interest
How to use this calculator
- Enter or slide the loan amount to your intended borrowing
- Set the annual interest rate (as offered by the bank)
- Choose a tenure that keeps EMI within 40% of your take-home
- Compare offers by keeping the tenure and rate constant
What the results mean
- Monthly EMI: what you pay each month
- Total interest: extra amount you pay beyond principal
- Total payment: EMI × tenure