Search results for "SBI"

SBI Card is India's second-largest credit-card issuer, operated as a listed subsidiary of the State Bank of India. It has strong penetration in tier-2 and tier-3 cities and issues cards under multiple co-brand partnerships.

/credit-cards/sbi

SBI is India's largest home-loan lender by book size; HDFC Bank (post-merger) is the largest private-sector lender. Both are strong choices - but the total cost of the loan over 20-25 years can differ by lakhs depending on which you pick.

/compare/home-loans/sbi-vs-hdfc

HDFC Bank and SBI Card are India's two largest credit-card issuers by cards in force. The right choice depends less on the issuer and more on which specific card matches your spending. This page compares them at both portfolio and product levels.

/compare/credit-cards/hdfc-vs-sbi

SBI's Xpress Credit and HDFC Bank's personal loan are two of India's largest unsecured retail loan products. They target overlapping but not identical borrower profiles. Here's the comparison in detail.

/compare/personal-loans/sbi-vs-hdfc

SBI's flagship personal-loan product is Xpress Credit, aimed primarily at salaried customers whose salary comes into an SBI account. It typically offers the lowest processing fee among the big three lenders and no foreclosure charges on floating-rate variants.

/personal-loan/sbi

State Bank of India is India's largest home-loan lender by book size. Its floating-rate home loans are linked to the External Benchmark Lending Rate (EBLR) and typically carry among the lowest published rates in the country.

/home-loan/sbi

ICICI Bank runs one of India's more responsive home-loan operations, especially for premium-salaried customers. Rates are competitive against SBI and HDFC, and the digital documentation journey is a step ahead of most public-sector banks.

/home-loan/icici

Home loan rates in India today start around 8.35% p.a. and go up to 10% for higher-risk profiles. Public-sector banks tend to publish the lowest starting rates; private banks compete on speed and service. Here's the current rate map.

/home-loan/interest-rates

Following the HDFC Ltd merger with HDFC Bank in 2023, the bank is one of the largest home-loan lenders in India. It offers loans across salaried, self-employed, and NRI segments, with digital-first processing for eligible profiles.

/home-loan/hdfc

On a 20-year home loan, a 25 basis-point rate difference works out to lakhs in extra interest. Below is a shortlist of the banks that consistently offer the lowest published rates and the least painful process.

/home-loan/best-banks

A personal loan is an unsecured borrowing option you can use for weddings, medical bills, travel, home repairs, or debt consolidation. On this hub you'll find plain-English guides, eligibility checklists, real bank rates, and calculators to help you plan repayment.

/personal-loan

A home loan is the largest financial commitment most Indians ever make. This hub explains how home loans work, current interest rates, tax benefits under Sections 24 and 80C, and the eligibility bar at the country's biggest lenders.

/home-loan

A credit card is one of the most useful financial tools available if you use it disciplined. This hub covers the different card categories, how to pick the right one, and detailed pages on the biggest issuers in India.

/credit-cards

The "best" personal loan bank is really the one whose rate, fee, and part-payment rules match your specific profile. Below is a ranked shortlist of the five banks that come up most often as the shortest path to a good deal for salaried Indian borrowers.

/personal-loan/best-banks

Cashback cards are the simplest reward mechanic — no points to redeem, no partner conversions. But the marketed "5% cashback" is often subject to caps, exclusions, and category limits. Below is a ranked list of cards that genuinely give useful cashback on real spending patterns.

/credit-cards/best-cashback

A travel credit card earns its keep on two things: complimentary airport lounge access and accelerated reward-earn on flights/hotels. Below are five cards Indian frequent flyers keep coming back to.

/credit-cards/best-travel

Business lending in India spans banks, NBFCs, and fintech lenders. Each occupies a different niche of business size and vintage. Below is a practical ranking based on rate, speed, and MSME-friendliness.

/business-loan/best-banks

Personal loan interest rates in India today range from about 10.5% to 24% p.a. Your actual rate depends on your credit score, employer, and existing banking relationship. Below is the rate table across major banks as published on their official product pages.

/personal-loan/interest-rates