Terms And Conditions

Welcome to FinancePaisa, your online financial hub! Browse our site, managed by FinancePaisa, Distribution Services Private Limited (RDSPL). Before diving in, it's crucial to agree to our Terms of Use and Privacy Policy. By accessing this site, you accept these terms. Dive into our ToU, and don't forget to explore the linked info—it's part of the deal!

Using any feature on the Site means you're onboard with this ToU. In case of conflicts with other docs, this ToU rules for site usage. Not cool with our ToU and Privacy Policy? Then steer clear of the Site. Remember to check back here regularly for the latest ToU version. We might tweak the TOS now and then, so keep an eye out. Your ongoing use of this Site means you're cool with any updates or changes to the TOS.

1 - Description of Services

• On FinancePaisa's Site, RDSPL dishes out info on Financial Services, like loans and credit cards. You're in charge of accessing the Site, which might involve third-party fees. Plus, you need your own gear. By using the Site and sharing your deets, you're signaling interest in our Services. We might hit you up via phone or email to chat about what you're eyeing. You're cool with us and our pals reaching out for follow-ups or reminders. Also, we might share your info with partners who could reach out via email, phone, or SMS. And brace yourself for promotional goodies from us via email, SMS, or Whatsapp.
• Client gives FinancePaisa the green light to send transactional texts, WhatsApp messages, and make calls, even if the client's number is on the DND list with telecom authorities.

2 - License and Site Access

• RDSPL offers you a limited license to access and use the Site and Service for personal purposes. This doesn't cover downloading or sharing info for others' benefit, unauthorized linking, or posting content you don't own. No spreading viruses or overloading our systems, and no sneaky bypassing of access measures. Unauthorized use ends your license. Don't: (i) use this Site commercially, (ii) engage in shady transactions, (iii) scrape content without permission, (iv) bypass access restrictions, (v) overload our systems, (vi) deep-link without permission, or (vii) frame our Site on yours without permission.

3 - Eligibility:

• The Service is off-limits to individuals under 18 and those suspended or removed by RDSPL. One active account per user only. Users can't sell, trade, or transfer their accounts. If you don't meet the criteria, Service and Site access are a no-go.

4 - Your Account

• By using the Site, you affirm that you're legally eligible to enter into a binding contract and aren't prohibited from receiving services under Indian or other applicable laws. You'll only use the Site for legitimate purchases, whether for yourself or others you're authorized to represent. It's crucial to provide accurate information about yourself. If your info is inaccurate or incomplete, RDSPL may suspend or terminate your account. Keep your account and password confidential, and notify RDSPL immediately of any unauthorized use. RDSPL may refuse service or terminate accounts at its discretion. We also reserve the right to deny access to anyone for any reason, including violating our ToU or Privacy Policy. Specific terms and conditions apply to your purchases, so make sure to read them carefully. You agree to follow the supplier's rules and pay all amounts due on time. Violating these rules may result in cancellation of your purchase and other consequences.

5 - Submitted Content

• RDSPL doesn't lay claim to any materials you share on the Site. Depending on our discretion, we might use these materials in part or whole for the Service, possibly modified. By sharing materials, you grant RDSPL a perpetual, worldwide, royalty-free license to use, modify, and distribute them. You confirm that you have the right to grant this license. We don't take responsibility for your submitted content and may choose not to post it at our discretion. If you disagree with these terms, please refrain from submitting content. You're responsible for what you post and must not share unlawful, offensive, or copyrighted material. You'll be liable for any damages caused by violating these rules or posting harmful content.

6 - Disclaimer of Liability and Warranty

• The Content and Services provided on this Site may contain inaccuracies or errors, including pricing mistakes. We don't guarantee the accuracy of the information and disclaim liability for any errors or inaccuracies. We reserve the right to correct pricing errors on the Site and pending reservations. RDSPL makes no representation about the suitability of the information, software, products, and services on this Site and doesn't endorse or recommend them. All content and services are provided "AS IS" without warranty. We disclaim all warranties, including that the Site and services are free of viruses. RDSPL and its affiliates aren't liable for the acts or errors of suppliers or for damages resulting from delays, cancellations, or other causes beyond their control. In no event shall RDSPL and/or its affiliates be liable for any damages arising from your use of this Site, even if advised of the possibility of such damages.

7 - Disclaimer of Online Availability,Impressions, And Click-Throughs

• In addition to other disclaimers and limitations in this notice, there are no guarantees or warranties regarding the online availability, impressions, or click-through of www.FinancePaisa,.com and its webpages. Content may be unavailable for online access at any time. Advertising sponsors and material must be approved by RDSPL before posting on the site. Ads should relate to interactive digital television and related topics. RDSPL reserves the right to accept or reject any advertising sponsor or material for any reason.

8 - License Disclaimer

• Apart from the license granted in paragraph 2 of this ToU, nothing on any RDSPL website shall be interpreted as granting any license under RDSPL's or any third party's intellectual property rights, whether through estoppel, implication, or otherwise.

9 - Local Laws

• RDSPL operates this Site from its Mumbai headquarters and doesn't guarantee that the materials on the Site are suitable or accessible in other locations. If you use the Site from elsewhere, you're responsible for complying with local laws. Unless stated otherwise, all marketing materials on this Website are directed solely to individuals, companies, or entities in India and comply with Indian laws. Any disputes will be under the exclusive jurisdiction of Mumbai courts.

10 - Limitation of Liability

• You acknowledge and agree that RDSPL, its subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, goodwill, use, data, or other intangible losses, resulting from your use of the Site, content, or related services. In the event that RDSPL or its Affiliates are found liable despite the above limitation, their liability will not exceed the greater of the service fees you paid to RDSPL for such transactions on this Site or Rupees One Hundred (INR 100). These limitations reflect the risk allocation between the parties and will apply even if any limited remedy specified in these terms fails its essential purpose. These limitations of liability also extend to the benefit of RDSPL, its Affiliates, and their respective suppliers.

11 - Indemnity

• You agree to indemnify and protect RDSPL (including its officers, directors, agents, subsidiaries, joint ventures, and employees) from any claims, actions, demands, losses, damages, fines, penalties, or expenses, including reasonable attorney fees, resulting from your breach of this ToU, violation of any law or third-party rights, or use of the Site.

12 - Electronic Communication

• When you use the Site or send emails to RDSPL, you're communicating electronically and consent to receive electronic communications from us. We may communicate with you via email, notices on the Site, phone, or other available means. You agree that all agreements, notices, disclosures, and other communications provided to you electronically satisfy any legal requirement for written communication.

13 - Site-Provided Email and Postings

• The Site may allow users to send emails and post messages. RDSPL isn't obligated to review user-posted content and assumes no responsibility for it. We may monitor postings and remove any deemed inappropriate. You agree not to post unlawful, harmful, or offensive content, or engage in certain prohibited activities outlined in this section.

14 - Links

• The Site may contain links to third-party websites or resources. RDSPL isn't responsible for the availability or content of these external sites and resources. You acknowledge and agree that RDSPL isn't liable for any damages or losses arising from your use of or reliance on these external sites.

15 - Access To Password Protected/Secure Areas

• Access to password-protected areas of the Site is restricted to authorized users only. Unauthorized access may result in prosecution.

16 - Modification and Notification of Changes

• RDSPL reserves the right to modify the Site, policies, agreements, ToU, and Privacy Policy at any time. Material changes will be announced prominently for 30 days. By continuing to use the Site after such changes, you agree to accept the updated terms.

17 - Trademarks

• The trademarks, logos, and service marks displayed on the Site are owned by RDSPL and others. Users are prohibited from using these Marks without written permission. Content on the Site is protected by copyright, and users are prohibited from unauthorized use for commercial or public purposes.

18 - Survival of Terms After Agreement Ends

• Provisions of this ToU imposing continuing obligations will survive termination. If any provision is deemed invalid, the parties' intentions will be enforced to the fullest extent possible, and the remaining provisions will remain valid.

19 - General

• This ToU and your relationship with RDSPL are governed by Indian law. Any legal proceedings will be under the jurisdiction of Mumbai courts. RDSPL's failure to act on breaches doesn't waive its right to act later. This ToU constitutes the entire agreement between you and RDSPL regarding the Site, superseding any prior agreements.