Apply for Personal Loan

Apply for credit cards from top banks

Note: It will not affect your score

Offers for New Customers

Offers for New Customers

3 Unique Variants

3 Unique Variants

Loan of up to Rs. 40 Lakh

Loan of up to Rs. 40 Lakh

Tenure of up to 84 months

Tenure of up to 84 months

No Guarantor / Collateral

No Guarantor / Collateral

No Hidden Charges

No Hidden Charges

100% Online Application

100% Online Application

No Bank Visit Required

No Bank Visit Required

Only 2 Documents Required

Only 2 Documents Required

Eligibility

To apply for a personal loan, you need to meet the following eligibility criteria:

  • You must be a salaried or self-employed individual.
  • The age of the applicant should be between 21 years and 60 years.
  • Minimum monthly income should be Rs. 15,000 or above.
  • You need to have work experience of at least 2 years.
  • Self-employed individuals must have been in their current business for a minimum of 2 years.

Processing Fees: A processing fee will be charged to process your personal loan application. Make sure to review your balance on a regular basis to avoid additional fees.

Rewards: This segment continues to grow universally as innovative contenders enter the space with fresh and advanced features.

Security: The credit card segment continues to grow universally as innovative contenders enter the space with fresh and advanced features.

What is a Credit Card?

A credit card is a financial instrument that can be used more than once to borrow money or buy products and services on credit. Banks, retail stores and other businesses generally issue these. Each time you use a credit card, you are borrowing money. Credit cards operate on the principle of a simple interest rate. The credit card company charges you interest from the date you make a purchase until you pay the entire amount back.

Personal Loan Eligibility

  • A salaried or self-employed individual.
  • The age of the applicant should be between 21 years and 60 years.
  • Minimum monthly income should be Rs. 15,000 or above.
  • Applicants need to have work experience of at least 2 years.
  • Self-employed individuals must have been in their current business for a minimum of 2 years.

Documents Required

  • Identity Proof (Aadhar Card/Passport/Voter ID)
  • Address Proof (Utility bills/Rental agreement)
  • Income Proof (Salary slips/IT returns)
  • Photographs (Passport size)
  • Bank Statements for the last 6 months

Different Types of Credit Cards

There are several types of credit cards available, each designed to meet specific needs and offer unique benefits. Here are a few common types:

  • Rewards Credit Cards: Earn points, miles, or cashback on your purchases.
  • Travel Credit Cards: Designed for frequent travelers, offering travel-related benefits.
  • Balance Transfer Credit Cards: Allow you to transfer high-interest debt to a card with a lower interest rate.
  • Student Credit Cards: Tailored for college students with lower credit limits and rewards.
  • Secured Credit Cards: Require a cash deposit as collateral and are ideal for building credit.