What is a Credit Card?
Swipe and Save: A credit card is your financial wingman, loaded with a balance for seamless transactions and deferred payments. Enjoy up to 50 interest-free days to settle your dues. To dodge fines, pay a minimum amount due, but beware: the balance carries over, accompanied by the credit card company's interest levy
Different Types of Credit Cards in India
Fuel Credit Cards - Accelerate Your Savings: Fuel Credit Cards Offer Optimal Benefits for Fuel Purchases and Beyond. Drive Down Fuel Costs and Ignite Your Lifestyle!
Rewards Credit Cards - Rewards credit cards roll out the red carpet with cash back, points, or travel miles for every dollar spent. Get rewarded on the go, with endless ways to cash in on your rewards!
Travel Credit Cards - Travel credit cards are your ticket to exciting offers and deals in the world of travel. Enjoy savings on every journey, from booking flights to racking up reward points. With travel credit cards, every trip is a first-class experience!
Types of Cards
Travel
Lifestyle
Shopping
Reward
Business
Fuel
Cashback
Balance
Credit Card Eligibility Criteria
Before applying for a credit card, you should familiarize yourself with the eligibility criteria, including:
- Age (typically between 18 and 70 years)
- Income requirements (varies by card and issuer)
- Employment status (salaried or self-employed)
- Credit score (usually a minimum CIBIL score of 700)
Documents Required for Credit Card Application
- Proof of Identity (Aadhar card, PAN card, passport, etc.)
- Proof of Address (utility bill, rental agreement, etc.)
- Proof of Income (salary slips, IT returns, etc.)
- Passport-sized photographs